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Product profile
Description
Offers you the same benefits as Assure with the addition of cover for out-patient surgical procedures, radiotherapy and chemotherapy and up to £800 of benefits for diagnostic tests, out-patient consultations and complementary practitioner and clinical practitioner charges.
Age
18 plus
People who do not want to declare their medical history
Those who are willing to be treated under the NHS if your treatment is available within six weeks
Basis
Moratorium policy
Cover only applies if the NHS cannot provide treatment for any out-patient surgical procedure, in-patient or day-patient treatment within six weeks of the date on which the treatment should be undertaken.
If the NHS can give you the hospital treatment you need within six weeks of the date on which the treatment should be undertaken, then you must use the NHS. However, you have immediate access for other operations and for radiotherapy and chemotherapy performed as a day-patient treatment or out-patient treatment.
Benefits
Treatment in the UK in over 250 hospitals
In–patient and day–patient hospital charges
In–patient and day–patient consultants fees
In–patient and day–patient specialists fees
In–patient and day–patient diagnostic tests
In–patient and day–patient X-rays
In–patient and day–patient blood tests
In–patient and day–patient radiotherapy
In–patient and day–patient chemotherapy
In–patient and day–patient physiotherapy
Out–patient CT/MRI /PET scans
Out–patient surgery
Out–patient radiotherapy
Out–patient chemotherapy
Out-patient specialist consultations
Out-patient diagnostic tests
Out-patient physiotherapy
Out-patient complementary therapies
Hospital–at–home
NHS cash benefit
Parent accommodation
Overseas evacuation / repatriation service and costs
Complications of pregnancy and childbirth
Health at Hand 24/7 helpline
Not covered
Treatment outside the UK
General dental procedures
Routine pregnancy and childbirth
Chronic (long–term) medical problems
Pre–existing conditions
Emergency/urgent treatment
Out-patient psychiatric treatment
Options
Want to know more?
Last updated: 18 January 2008
