Product profile
Description
Offers you the same benefits as Assure with the addition of cover for out-patient surgical procedures, radiotherapy and chemotherapy and up to £800 of benefits for diagnostic tests, out-patient consultations and complementary practitioner and clinical practitioner charges.
Age
18 plus
People who do not want to declare their medical history
Those who are willing to be treated under the NHS if your treatment is available within six weeks
Basis
Moratorium policy
Cover only applies if the NHS cannot provide treatment for any out-patient surgical procedure, in-patient or day-patient treatment within six weeks of the date on which the treatment should be undertaken.
If the NHS can give you the hospital treatment you need within six weeks of the date on which the treatment should be undertaken, then you must use the NHS. However, you have immediate access for other operations and for radiotherapy and chemotherapy performed as a day-patient treatment or out-patient treatment.
Benefits
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Treatment in the UK in over 250 hospitals
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In–patient and day–patient hospital charges
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In–patient and day–patient consultants fees
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In–patient and day–patient specialists fees
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In–patient and day–patient diagnostic tests
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In–patient and day–patient X-rays
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In–patient and day–patient blood tests
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In–patient and day–patient radiotherapy
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In–patient and day–patient chemotherapy
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In–patient and day–patient physiotherapy
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Out–patient CT/MRI /PET scans
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Out–patient surgery
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Out–patient radiotherapy
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Out–patient chemotherapy
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Out-patient specialist consultations
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Out-patient diagnostic tests
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Out-patient physiotherapy
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Out-patient complementary therapies
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Hospital–at–home
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NHS cash benefit
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Parent accommodation
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Overseas evacuation / repatriation service and costs
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Complications of pregnancy and childbirth
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Health at Hand 24/7 helpline
Not covered
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Treatment outside the UK
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General dental procedures
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Routine pregnancy and childbirth
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Chronic (long–term) medical problems
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Pre–existing conditions
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Emergency/urgent treatment
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Out-patient psychiatric treatment
Options
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Last updated: 18 January 2008
