Description
A special private medical insurance for children.
Age
0 to 18
No matter how carefully you look after the health of your children, you never know when an unexpected illness or injury may occur.
Private medical insurance allows you to take more control over where and when your child will be treated. However, many private health insurance plans only provide cover for your children if you have a policy yourself. That is why AXA PPP healthcare has developed First Healthcare, a private medical insurance policy specifically designed to provide cover just for your children.
How much will it cost?
Premiums for First Healthcare are £9.99 a month for the first child and £7.99 a month for each additional child.
How does First Healthcare work?
Eligible diagnostic tests that the specialist may need to carry out on an out-patient basis are covered and can also be carried out privately without delay.
The specialist may advise that your child requires further treatment such as an operation or tests in hospital as an in-patient or day-patient. If that treatment is not available on the NHS within six weeks of the date it should take place; your child will be able to receive that treatment privately. If your child then requires a related follow up consultation or treatment as an out-patient with the specialist or a clinical practitioner such as a physiotherapist, these are covered provided they are received within three months of eligible in-patient or day-patient treatment.
Benefits
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Treatment in the UK at a private hospital
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No overall annual limit
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Specialist consultations
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Diagnostic tests
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In–patient and day–patient hospital charges
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In–patient and day–patient consultants fees
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In–patient and day–patient specialists fees
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In–patient and day–patient diagnostic tests
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In–patient and day–patient X-rays
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In–patient and day–patient blood tests
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In–patient and day–patient radiotherapy
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In–patient and day–patient chemotherapy
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Out-patient specialist consultations
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Out-patient diagnostic tests
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Out-patient physiotherapy after diagnosis
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Out–patient surgery
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Out–patient radiotherapy after diagnosis
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Out–patient chemotherapy after diagnosis
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Out-patient CT/MRI/PET scans
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Parent accommodation
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Private ambulance
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Hospital-at-home
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Health at Hand 24/7 helpline
Basis of cover
If in-patient or day-treatment is available on the NHS within six weeks of the date on which the treatment should be undertaken, then your child must use the NHS.
Not covered
Treatment outside the UK
Psychiatric treatment
General dental procedures
Chronic (long–term) medical problems
Pre–existing conditions
Emergency/urgent treatment
Options
One or more children
Get a quote
For more information on First Healthcare you can download an information leaflet here.
Last updated: 1 July 2008
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