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Product profile
Description
Provides reassuring protection against the cost of treatment for cancer, heart disease and stroke.
For
- Aged 18 plus
- If you have ever been diagnosed with or are currently under investigation or treatment for high blood pressure, raised cholesterol, stroke, any heart conditions, diabetes or cancer then you cannot buy this policy.
Basis
Fast access to a consultant, which means any necessary treatment can be arranged just as quickly for the treatment of cancer, heart disease or a stroke - reducing the waiting time that can be so stressful.
If a diagnosis of a cancer, a heart condition or a stroke is not established following referral to a specialist from your GP, you will be expected to pay 50% of the eligible treatment costs (to a maximum liability of £500 in each instance).
Benefits
Treatment in the UK in over 250 hospitals
In–patient and day–patient hospital charges
In–patient and day–patient consultants fees
In–patient and day–patient specialists fees
In–patient and day–patient diagnostic tests
In–patient and day–patient X-rays
In–patient and day–patient blood tests
Out–patient surgery
Out–patient CT/MRI /PET scans
Out–patient specialist consultations
Out–patient diagnostic tests
Hospital–at–home
NHS cash benefit
Day-patient and out-patient NHS radiotherapy and chemotherapy cash benefit
Parent accommodation
- Health at Hand 24/7 helpline
Not covered
Treatment outside the UK
Treatment of any medical condition other than a cancer, heart condition or stroke
Aortic artery surgery
Treatment of a second cancer or second heart condition
General dental procedures
Routine pregnancy and childbirth
Complications of pregnancy and childbirth
Chronic (long–term) medical problems
Pre–existing conditions
Emergency/urgent treatment
In–patient and day–patient radiotherapy
In–patient and day–patient chemotherapy
In–patient and day–patient psychiatric treatment
In–patient and day–patient physiotherapy.
Out–patient radiotherapy
Out–patient chemotherapy
Out–patient psychiatric treatment
Out–patient physiotherapy
Out–patient complementary therapies
Overseas evacuation/repatriation service and costs
Options
- Excess £100, £200 or £500
Want to know more?
Last updated: 18 January 2008
