Product profile
Description
Provides reassuring protection against the cost of treatment for cancer, heart disease and stroke.
For
- Aged 18 plus
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If you have ever been diagnosed with or are currently under investigation or treatment for high blood pressure, raised cholesterol, stroke, any heart conditions, diabetes or cancer then you cannot buy this policy.
Basis
Fast access to a consultant, which means any necessary treatment can be arranged just as quickly for the treatment of cancer, heart disease or a stroke - reducing the waiting time that can be so stressful.
If a diagnosis of a cancer, a heart condition or a stroke is not established following referral to a specialist from your GP, you will be expected to pay 50% of the eligible treatment costs (to a maximum liability of £500 in each instance).
Benefits
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Treatment in the UK in over 250 hospitals
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In–patient and day–patient hospital charges
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In–patient and day–patient consultants fees
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In–patient and day–patient specialists fees
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In–patient and day–patient diagnostic tests
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In–patient and day–patient X-rays
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In–patient and day–patient blood tests
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Out–patient surgery
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Out–patient CT/MRI /PET scans
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Out–patient specialist consultations
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Out–patient diagnostic tests
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Hospital–at–home
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NHS cash benefit
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Day-patient and out-patient NHS radiotherapy and chemotherapy cash benefit
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Parent accommodation
- Health at Hand 24/7 helpline
Not covered
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Treatment outside the UK
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Treatment of any medical condition other than a cancer, heart condition or stroke
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Aortic artery surgery
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Treatment of a second cancer or second heart condition
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General dental procedures
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Routine pregnancy and childbirth
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Complications of pregnancy and childbirth
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Chronic (long–term) medical problems
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Pre–existing conditions
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Emergency/urgent treatment
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In–patient and day–patient radiotherapy
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In–patient and day–patient chemotherapy
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In–patient and day–patient psychiatric treatment
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In–patient and day–patient physiotherapy.
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Out–patient radiotherapy
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Out–patient chemotherapy
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Out–patient psychiatric treatment
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Out–patient physiotherapy
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Out–patient complementary therapies
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Overseas evacuation/repatriation service and costs
Options
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Excess £100, £200 or £500
Want to know more?
Last updated: 18 January 2008
