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Product profile
Description
This offers limited cover – by just covering things like hospital stays and operations it will help reduce your premium.
Age
18 plus
People who want to declare their medical history
Basis
Fully medically underwritten policy
Benefits
Treatment in the UK in over 250 hospitals
In–patient and day–patient hospital charges
In–patient and day–patient consultants fees
In–patient and day–patient specialists fees
In–patient and day–patient diagnostic tests
In–patient and day–patient X-rays
In–patient and day–patient blood tests
In–patient and day–patient radiotherapy
In–patient and day–patient chemotherapy
In–patient and day–patient physiotherapy
Out–patient CT/MRI /PET scans
Hospital–at–home
NHS cash benefit
Parent accommodation
Overseas evacuation / repatriation service and costs
Complications of pregnancy and childbirth
Health at Hand 24/7 helpline
Not covered
General dental procedures
Routine pregnancy and childbirth
Chronic (long–term) medical problems
Pre–existing conditions
Emergency/urgent treatment
Out-patient specialist consultations
Out-patient diagnostic tests
Out-patient physiotherapy
Out-patient psychiatric treatment
Out–patient surgery
Out–patient radiotherapy
Out–patient chemotherapy
Out-patient complementary therapies
Options
Want to know more?
Last updated: 18 January 2008