AXA PPP healthcare : Assure NCD

Product profile

Description

The most basic of the three medical insurance plans. While there is no annual maximum on in-patient and day-patient treatment, there is very limited cover for out-patient treatment as by restricting the benefits, premiums are lower. 

Age

• 18 plus 

Benefits 

• Treatment in the UK in over 250 hospitals
  
• In–patient and day–case hospital charges
  
• In–patient and day–case consultants fees
  
• In–patient and day–case specialists fees
  
• In–patient and day–case diagnostic tests
  
• In–patient and day–case blood tests
  
• In–patient and day–case X-rays
  
• In–patient and day–case chemotherapy
  
• In–patient and day–case physiotherapy
  
• Out–patient CT/MRI /PET scans
  
• Out–patient surgery
  
• Out–patient radiotherapy
  
• Out–patient chemotherapy
  
• Hospital at home
  
• Private ambulance
  
• NHS cash benefit
  
• Health at Hand 24/7 helpline
  
• No claims discount 
  

Cancer cover

• The insurer promises to meet customer needs at all stages of cancer and for heart surgery
  
• It will provide access to the very latest in treatment, drugs, agreed clinical trials, support and care for cancer
  
• It will cover treatment of cancer at every stage- no matter what path it takes, even if it recurs or spreads
  
• Will pay for new cancer drugs as soon as they are licensed and not wait for decisions from other bodies such as National Institute for Health and Clinical Excellence
  
• As well as covering all existing licensed cancer drugs, also cover experimental drugs when part of an ethically approved trial
  
• If offered an experimental treatment other than drugs, the insurer will consider that too
  
• Includes palliative care for cancer with no time limits or session limits on out-patient consultations for cancer
  
• Will give a £100 donation to a hospice charity for every night a customer receives hospice care
  
• Extra expenses for cancer treatment include up to £5,000 for external prostheses during active treatment, and up to £150 for wigs
  
• Will cover cancer treatment including secondaries;chemotherapy and radiotherapy, biological therapies, bone scans, bisphosphonate and hormone treatment
• Will cover specialist consultation visits for follow ups without time limit
  
• Where customers have out-patient benefit limited to specified cash limit cancer treatment costs will not be taken from this limit
  
• Will continue to cover customers throughout all stages of their cancer, even if it becomes terminal
  

Heart surgery

• Dedicated nurse service 
  
• For heart surgery follow ups, there is now no time limits for follow ups for coronary heart bypass,cardiac valve treatment, implantable devices such as defibrillators and pacemakers, or coronary angioplasty

Not covered

• Treatment outside the UK
  
• General dental procedures
  
• Routine pregnancy and childbirth
  
• Chronic (long–term) medical problems
  
• Pre–existing conditions
  
• Emergency/urgent treatment
  
• Out-patient psychiatric treatment
  
• Treatment of injuries sustained from playing professional sport
  
• Out-patient specialist consultations
  
• Out-patient diagnostic tests
  
• Out-patient physiotherapy
  
• Out-patient complementary therapies
  
• Out-patient psychiatric treatment
  

Options

• Partner
  
• Children
  

 
Last updated: 16 January 2012