Product profile
Description
This offers limited cover – by just covering things like hospital stays and operations it will help reduce your premium.
Age
18 plus
People who want to declare their medical history
Basis
Fully medically underwritten policy
Benefits
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Treatment in the UK in over 250 hospitals
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In–patient and day–patient hospital charges
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In–patient and day–patient consultants fees
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In–patient and day–patient specialists fees
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In–patient and day–patient diagnostic tests
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In–patient and day–patient X-rays
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In–patient and day–patient blood tests
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In–patient and day–patient radiotherapy
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In–patient and day–patient chemotherapy
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In–patient and day–patient physiotherapy
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Out–patient CT/MRI /PET scans
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Hospital–at–home
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NHS cash benefit
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Parent accommodation
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Overseas evacuation / repatriation service and costs
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Complications of pregnancy and childbirth
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Health at Hand 24/7 helpline
Not covered
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General dental procedures
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Routine pregnancy and childbirth
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Chronic (long–term) medical problems
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Pre–existing conditions
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Emergency/urgent treatment
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Out-patient specialist consultations
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Out-patient diagnostic tests
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Out-patient physiotherapy
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Out-patient psychiatric treatment
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Out–patient surgery
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Out–patient radiotherapy
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Out–patient chemotherapy
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Out-patient complementary therapies
Options
Want to know more?
Last updated: 18 January 2008