Aviva : Solutions

Product profile

Description

A flexible healthcare product that allows you to add to or reduce benefits to suit your needs and budget. You choose when and where you get treatment.

For

Businesses insuring two or more people age 18 or over

Benefits

• In-patient and day-patient accomodation

• In-patient and day-patient meals

• In-patient and day-patient nursing care

• In-patient and day-patient drugs and dressings

• In-patient and day-patient specialists fees

• In-patient and day-patient diagnostic and blood tests

• In-patient and day-patient X-rays

• In-patient and day-patient CT/MRI scans  and ECGs

• In-patient and day-patient radiotherapy/chemotherapy

• Out-patient psychiatric treatment

• Out-patient specialist consultations

• Out-patient acute conditions treatment

• Out-patient diagnostic tests

• Out-patient radiotherapy/chemotherapy

• NHS cash

• Home nursing

• Private ambulance

• Parent accommodation

• Hospice donation

• Infertility investigations

• Maternity cash 

• Complications in pregnancy and childbirth

• Emergency overseas cover

• Surgical procedures in hospital on teeth

• Physiotherapy

• Osteopathy

• Chiropractic treatment

• Stress counselling helpline

• 24/7 helplines

• GP helpline

• Discounts at selected health and fitness clubs

• Personal health manager

Not covered 

• Treatment outside the UK

• Pre-existing conditions

• Long term or chronic conditions

• Cosmetic treatment

• GP minor surgery

• GP charges

• Complementary/alternative medicine

• Normal pregnancy and childbirth

• Take-home drugs and dressings

• Dental treatment

• Infertility treatment

• Professional sports injuries

• Kidney dialysis

• Surgical or medical appliances

• Experimental treatment

• Psycho-geriatric conditions

• Sleep disorders

• Weight loss surgery

• Treatment for warts or verucas

Options 

• Excess of £50, £100, £150, or £200 per person

• Dental and optical

• GP referred services with Back Up help with back and neck pain

• Psychiatric cover

• Choice of four hospital lists

• Reduced out-patient cover

• NHS six week wait

• Selected benefit reduction

• Travel insurance

• Employee assistance programme

Last updated: 21 February 2010