Product profile
Description
A flexible healthcare product that allows you to add to or reduce benefits to suit your needs and budget. You choose when and where you get treatment.
Age
18 plus
Benefits
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No claims discount
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Cover yourself and your eldest child and all younger children are covered free
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Fast private medical treatment at over 300 private hospitals around the UK
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In-patient and day-patient accomodation
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In-patient and day-patient meals
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In-patient and day-patient nursing care
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In-patient and day-patient drugs and dressings
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In-patient and day-patient specialists fees
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In-patient and day-patient diagnostic and blood tests
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In-patient and day-patient X-rays
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In-patient and day-patient CT/MRI scans and ECGs
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In-patient and day-patient radiotherapy/chemotherapy
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Out-patient psychiatric treatment
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Out-patient specialist consultations
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Out-patient acute conditions treatment
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Out-patient diagnostic tests
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Out-patient radiotherapy/chemotherapy
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NHS cash
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Home nursing
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Private ambulance
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Parent accommodation
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Hospice donation
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Baby bonus
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Complications in pregnancy and childbirth
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Emergency overseas cover
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Surgical procedures in hospital on teeth
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Physiotherapy
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Osteopathy
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Chiropractic treatment
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Stress counselling helpline
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24/7 helplines
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GP helpline
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Discounts at selected health and fitness clubs
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MyHealthCounts help and advice
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Back Up help with back and neck pain
Not covered
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Treatment outside the UK
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Pre-existing conditions
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Long term or chronic conditions
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Cosmetic treatment
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GP minor surgery
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GP charges
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Complementary/alternative medicine
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Normal pregnancy and childbirth
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Take-home drugs and dressings
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Dental treatment
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Professional sports injuries
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Kidney dialysis
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Surgical or medical appliances
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Experimental treatment
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Diagnostic tests or treatment for infertility
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Psycho-geriatric conditions
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Sleep disorders
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Weight loss surgery
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Treatment for warts or verucas
Options
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Excess of nil, £100, £200, £500, £1000, £3000 or £5000
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Protected no claim discount
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Dental and optical
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Other treatments and therapies
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Psychiatric cover
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Extended hospital list
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Reduced out-patient cover
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NHS six week wait
Last updated: 21 February 2010