APRIL: Alchemy

Product profile

Description

Comprehensive benefits and discount options.

Age

16 to 73

Benefits

• In-patient and day-case  hospital accommodation

• In-patient and day-case nursing care

• In-patient and day-case prescribed drugs and dressings

• In-patient and day-case consultations

• In-patient and day-case operating theatre fees

• In-patient and day-case diagnostic tests

• In-patient and day-case MRI/CT/PET scans

• In-patient and day-case radiotherapy/chemotherapy

• In-patient and day-case pathology

• In-patient and day-case radiology

• In-patient and day-case surgeons fees

• In-patient and day-case anaesthetists fees

• In-patient and day-case physicians fees

• Physiotherapy

• Complications in pregnancy

• Oral non-dental surgery

• Parent accommodation

• Prosthesis

• Private ambulance

• Home nursing

• NHS hospital cash

• Out-patient specialist consultations

• Out-patient pathology

• Out-patient MRI/CT/PET scans

• Out-patient X-rays

• Out-patient diagnostic tests

• Out-patient physiotherapy

• Out-patient radiotherapy/chemotherapy

Note

No out-patient benefits if Foundation Cover level is selected.

Not covered

• Treatment outside UK

• Chronic conditions

• Pre-existing conditions

• Routine GP visits

• Normal pregnancy and childbirth

• Cosmetic surgery

• Addictive conditions

• Regular renal dialysis

• Dental treatment

• Preventative treatment

Options

• Three levels of cover

• Complementary medicine

• Health cash

• Psychiatric treatment

• Worldwide travel

• Extended hospital list

• Excess bonus-no claims discounts

• Full medical underwriting or moratorium basis

Last updated : 21 October 2011