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HPIS : Disabling Injuries Double Protection Plan

 
 
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Product profile

 

Description

  • Pays out a  cash sum if you have an accident
 

For

  • Aged 18 to 64

Benefits

  • Permanent Total Disablement
  • Permanent Total Disablement  double benefit following a public  transport  accident
  • Permanent Total Disablement extra  benefit following a Bank Holiday  accident
  • Permanent Total Disablement extra benefit following a motorway  accident
  • Permanent Total Disablement  extrabenefit following an assault 
  • Permanent Total Disablement  extra benefit if terrorist attack
  • Fractures
  • Worldwide cover
  • Terrorism cover
  • Cash sum
  • 24/7 cover
  • No claims bonus of annual increasing benefits
  • Benefits reduce on reaching age 65
  • No health questions
 

Not covered

  •  Accidental Death
  • Permanent Partial Disability -specific benefits
  • Temporary Total Disability
  • Temporary Partial Disability
  • Suicide or attempted suicide or intentional self-inflicted injury
  • Pre-existing physical or mental condition
  • Alcohol or drugs
  • Flying other than as a fare paying passenger in an airline
 

Options

  • You choose the amount
  • Can add partner/family/friends
 

Last updated: 28 December 2006