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Product profile
Description
A policy that not only pays a sum of money each week, but also a lump sum in the event of an accident.
Self employed people such as Truck Drivers, Plumbers, Electricians and builders would say if I break an arm or leg I will go to the hospital in the morning they will set my leg in plaster and send me home in the afternoon. I will not be able to claim on my Private Medical Insurance as I had no overnight stay but I will be laid up and unable to work for some considerable time.
For
Benefits
- You choose the sums insured
- Worldwide cover
- 24/7 cover
- Benefits are payable for up to two years (104 weeks)
- Back claims just require GP’s sign-off rather than x-rays or MRI scans.
- Temporary Total Disablement weekly benefit
- Fractures
Basis of cover
Benefits are payable for up to two years (104 weeks)
Maximum benefit is 75% of normal gross income
Options
Accident and Sickness or just Accident
Choice of units of cover bought
Choice of deferred period of 7 or 14 days
Accidental death
Loss of eyes or limbs or permanent total disablement.
