Chartis Direct : Over 50s Accident Plan

Product profile

Need

As you get older your thoughts of injury and recovery may worry you more as burns, fractures and broken bones often take longer to heal.Your recuperation may also be slower and if you suffer an injury meaning your partner needs to take time off work to look after you, could you afford any escalating costs? There could be additional expenses such as taxis to hospital, keeping your home warm all day, specialist dietary requirements. All this can put a big strain on your finances.

Description 

• This helps ease your money worries by paying you a cash sum if you have an accident

• Pays out a cash sum for a range of injuries including fractures, dislocations, burns and permanent disabilities such as loss of limbs, sight or hearing

Age

50 plus - with no upper age limit

Benefits

• Tax free cash

• No medical needed

• No health questions

• Premiums do not increase with age

• Hospital cash 
• Cover for a wide range of injuries from a broken toe to the loss of a limb

• Cover at home, at work, on the road and abroad

Not covered

• For a fractured bone if you have been diagnosed with osteoporosis or pathological fracture

• If your injuries are the result of a sickness or disease

• If you die within three months of the accident 

Options

• Maximum payout £15,000 or £30,000

• Single or partner cover