Sure Insurance Services : Medical Travel Shield

Product profile

• Specialist single trip travel insurance for people seeking dental treatment, cosmetic surgery or elective surgery abroad

• Standard travel insurance is voidable if travelling for treatment overseas
• Travel insurance and complications cover for person treated and a travelling companion

For

• UK, Channel Islands and Isle of Man residents
• Individuals  travelling abroad for dental treatment, cosmetic surgery or elective surgery
• Single trips up to 31 days
• Age 18 to 65  

Special cover

• Before travel – covers non-refundable treatment deposits, if a patient has to cancel or delay their trip

• During travel – if the patient’s recovery period is longer than expected, the policy covers contributions towards accommodation and flights, plus a daily allowance

• After travel – if the patient needs to return within 12 months to correct unsuccessful surgery, the policy covers contributions towards the return trip 

Important areas covered with limits shown

• Cancellation £5000

• Emergency medical repatriation and expenses £2 million

• Personal possessions/baggage  £2250

• Personal liability £2 million 

Other cover

• Journey continuation

• Travel delay

• Loss of passport

• Hospital cash

• Expenses after normal recovery period

• Personal accident

• 24/7 assistance 

Not covered

• Cost of the planned treatment

• Medically essential medical procedures

• Any claim arising from a pre-existing condition, unless directly related to the treatment being sought on the trip

• Any trip contrary to medical advice

• Any trip after a terminal prognosis

• Treatment that is not carried out in a properly regulated hospital/clinic or surgery

Options

• Dental treatment

• Cosmetic surgery

• Elective surgery

• Europe

• Worldwide excluding USA, Mexico, Canada, Bermuda and Caribbean Islands

• Travelling companion with or without children

Last updated: 18 August 2011