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P J Hayman: Free Spirit - travel for treatment

Company:	P J Hayman
Product category:	Travel Health Insurance / Medical Travel Insurance
Sub-category:	Medical Travel Insurance

Product profile

Specialist policy for people traveling abroad for cosmetic, dental or surgical treatment
Online medical screening for those with pre-existing conditions
No restriction on which hospital or clinic or other health provider you can go to for treatment
Removes one of the standard exclusions in travel insurance contracts of 'travelling for the purpose of obtaining medical treatment'
Standard travel insurance policies will generally automatically exclude all cover if you are travelling to obtain medical treatment

Age 18 to 74
UK nationals
Those traveling for most surgical, dental and cosmetic treatments
UK or Channel Island nationals registered with a medical practitioner in the European Economic Area (the European Union plus Iceland, Liechtenstein and Norway) or the Channel Islands
For example a UK national living in France would be eligible to take out cover

People who:

Cancellation £1,000
Emergency medical expenses £5 million
Baggage £2,000
Personal liability £2 million
Specific cover for complications occurring after 48 hours and up to 31 days whilst abroad £5 million
Additional accommodation expenses up to £1000
Additional travel expenses up to £1500
Extended recovery period up to £1000

Last updated: 21 February 2011