There is a developing market in
equity release and
home reversion plans for those who have impaired health and could be excluded from conventional products or have prices loaded heavily against them. Those offering these health plans are mostly in the home reversion market at present.
The company uses full medical underwriting to get a more accurate individual price.
People with medical conditions including Parkinson’s, multiple sclerosis, Alzheimer's, and who have had a major organ transplant are included in those with impaired health.