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Product profile
Description
Living Care is designed to help provide for the costs of on-going care following a serious, life-affecting disability or accident. The policy will pay a sum of up to £20,000 per annum once you are unable to perform certain activities of daily living (including mobility, dressing, feeding and personal hygiene) or suffer mental impairment. Benefits will continue all the time the disability remains, possibly for the rest of your life.
For
Cover
50 % of benefit on failing to perform two activities of daily living
100 % of benefit on failing to perform three or more activities of daily living, or suffering mental impairment
Care in a home or in your own home
Activities of daily living;
1) Feeding
2) Mobility
3) Dressing
4) Personal care
Not covered
Basis of cover
Payments direct to you
Payments begin on failure of two activities
Payments increase on failure of three or third activity or mental impairment
Benefits continue until death or care no longer needed
24 month cover
Renewable every 2 years
Premium reviewable
Monthly or Annual premium
Benefits
Options
You choose the amount
- Child cover
Last updated: 20 January 2008
