Universal Provident : LivingCare
Product profile
Description
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An increasing number of people survive serious accidents and tragic conditions such as cancer, strokes and heart attacks - these often lead to long term disability, which can prevent you from performing routine daily tasks that you had always taken for granted. You could need a regular income to help finance the cost of care
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A simple and affordable solution to provide the money you need to provide care for the rest of your life at a nursing home, or in your home or the home of a family member
For
Cover
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50 % of benefit on failing to perform two activities of daily living
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100 % of benefit on failing to perform three or more activities of daily living, or suffering mental impairment
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Care in a home or in your own home
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Activities of daily living;
1) Feeding
2) Mobility
3) Dressing
4) Personal care
Not covered
Basis of cover
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Payments direct to you
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Payments begin on failure of two activities
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Payments increase on failure of three or third activity or mental impairment
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Benefits continue until death or care no longer needed
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24 month cover
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Renewable every 2 years
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Premium reviewable
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Monthly or Annual premium
Benefits
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Annual income up to £35000
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Help with providing special equipment or home alterations
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Benefit increases each year on an index-linked basis
Options
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You choose the amount
- Child cover
Last updated: 6 January 2012