Friends Life: Secured Lifetime Care

Product profile

Description 

Aims to pay part or all of the costs of the person's care during their remaining lifetime after an agreed maximum period of time that you are responsible for making all of your own payments.

For

• Age 18 to 99 already suffering from physical or mental disability, and is either already receiving or about to receive paid-for care and who wants to limit their own liability

• The person must be in receipt of care due to mental impairment or failure to perform any 1 out of 5 activities of daily living

   

Activities of daily living:

1) Continence

2) Dressing

3) Feeding

4) Washing

5) Toileting

Basis of cover

• Payments begin at end of agreed deferred period

• Payments direct to care provider

• Cover ends at death

• Single premium

Benefits

• Guaranted for life

• Future top up option

• Care Support Service

Options

• Deferred period one to five years

• Frequency of payments-monthly, quarterly, annually

• Annual increased benefits

• Enhanced care

• Extensive care

Last updated: 8 April 2011