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Friends Life: Immediate Lifetime Care

 

Company:

Friends Life 

Product category:

LTC Insurance

Sub-category:

LTC Insurance Immediate Care

 


 

Product profile

 

Description 

Aims to pay part or all of the costs of the person's care during their remaining lifetime.

  

For

 

  • Age 18 to 99 already suffering from physical or mental disability, and is either already receiving or about to receive paid-for care

  • The person must be in receipt of care due to mental impairment or failure to perform any 1 out of 5 activities of daily living

     

Activities of daily living:

1) Continence

2) Dressing

3) Feeding

4) Washing

5) Toileting

    

Basis of cover

 

  • Payments begin immediately

  • Payments direct to care provider

  • Cover ends at death

  • Single premium

  

 

Benefits

 

  • Guaranted for life

  • Future top up option

  • Care Support Service

 

Options

 

  • Frequency of payments-monthly, quarterly, annually

  • Annual increased benefits

  • Enhanced care

  • Extensive care

 


 

Last updated: 8 April 2011

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