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Product profile
Description
Gives you healthcare support and a cash benefit if incapacity prevents you from completing routine activities of daily living
For
Cover
10 % of benefit on failing to perform one activity of daily living
90 % of benefit on failing to perform second activity of daily living
Care in a home or in your own home
Activities of daily living;
1) Washing yourself
2) Moving from room to room
3) Dressing yourself
4) Moving from your bed to a chair and back again
5) Using the toilet
5) Feeding yourself
Basis of cover
Payments begin on failure of one activity
Payments end on failure of second activity
Cover ends if cash sum withdrawn
Monthly premium
Premium depends on age and number of units bought
Benefits
Cash benefit up to £10000
Cover bought in units
Tax free cash capital sum as investment
Registered Nursed support service
Home health assessment
Once taken out , premiums do not increase because of age or illhealth
Options
Last updated: 21 January 2008
