Long term care is needed when a person becomes ill or suffers a disability that makes them unable to carry out their activities of daily living, with the probability that this disability will continue over the long term.You may need to think how you would cope financially if you need help in looking after yourself or your partner, in years to come.
The harsh facts are that if you need long term care, then you will probably have to pay for it or contribute to it. The care may be in a home, or in your own home. Various options for financing care are considered in this section.
