Some people are not popular with life underwriters. This is nothing to do with their health. In fact they are often healthier than most of the population.
The risk is because of their dangerous occupation or hobby.
Such people would include divers, cavers, pilots, racing drivers, steeplejacks and motorcycle couriers.
Several of the markets used for Impaired Lives, also cater for this part of the population.
Included within this category are those people wanting a high sum insured.
