Product profile
Description
Pays out a cash lump sum when you die, or if there are two people covered, when the last person dies
It can help:
- provide a cash sum to help pay for bills or unexpected expenses when you die
- ensure that you've taken care of things for when you die
Age
18 to 74
Maximum amount payable
£5 million
Period of cover
- Until death
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You pay an amount each month for the cover until you reach age 90
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After age 90, your cover continues but you don't pay any further premiums
Benefits
Warning
The insurer carries out random checks of recently started policies so if your policy is chosen, you'll be required within 30 days to undergo a medical examination. If you decline to be examined or, as a result of this examination, insurers find out that you've failed to tell them about a piece of material information, they can change or even cancel your policy.
Options
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Premium protection
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Level benefit
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Increasing benefit
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Decreasing benefit
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Indexation
Want to know more?
www.scottishwidows.co.uk/protection/choosing_your_cover.html
Get a quote
www.scottishwidows.co.uk/protection/get_a_quote.html
