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Product profile
Description
A simple and affordable plan designed to provide your loved ones with a cash sum when you die. It's not much fun thinking about life after you've gone - especially for the people who care about you the most. But it's good to know that you can at least help protect them from financial worry. It could make life easier for them by covering funeral expenses and any remaining debts. There might even be something left over for any grandchildren
For
Period of cover
Minimum one year
Cover ends at death
Benefits
You choose the amount
Level benefit basis
Life cover
Guaranteed premium
Double pay out if accidental death after first 12 months
Normal pay out if accidental death within first 12 months
Full premium refund if normal death within first 12 months
Not covered
Your commitment
To pay regular premiums for a specific term or until you die, if earlier.
The premium term will depend on your age at the start of the plan:
If you are aged 50 to 64, you'll pay premiums for 20 years.
If you are aged 65 to 75, you'll pay premiums until the plan anniversary following your 85th birthday.
If you are aged 76 and over, you'll pay premiums for 10 years.
