National Friendly : 50+ Life Plan

Product profile

Description

• An easy way to provide your family with a cash lump sum when you die

• Your plan will help cover your funeral costs or pay outstanding bills.

Age

Benefits

• You choose the amount
• Level benefit basis
• Life cover
• Guaranteed to be accepted without a medical
• No medical or health questions
• Guaranteed premium
• Non-smoker discount
• Premiums returned if die naturally within 12 months
• Accidental death cover
• Double benefit of accidental death on holiday abroad
• No premiums payable after 90th birthday
• No premiums payable if admitted to a Nursing Home for long-term care on a doctor’s advice, provided you have held your policy for at least 10 years.

Not covered

• Death from natural causes within 12 months
• Not following or seeking medical advice when reasonably expected to do so.
• Participation in hazardous sports and pastimes
• Flying, other than as a fare-paying passenger.
• Taking drugs (other than at prescribed levels), alcohol or poisonous substances, including the inhalation of gases or fumes