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National Deposit : 50+ Life Plan

 
 
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Product profile

 

Description

Pays out a guaranteed lump sum when you die.

For

Aged 50 to 79
 

Benefits

  • You choose the amount
  • Level benefit basis
  • Life cover
  • Guaranteed to be accepted without a medical
  • No medical or health questions
  • Guaranteed premium
  • Non-smoker discount
  • Premiums returned if die naturally within 12 months
  • Accidental death cover
  • Double benefit of accidental death on holiday abroad
  • No premiums payable after 90th birthday
  • No premiums payable if admitted to a Nursing Home for long-term care on a doctor’s advice, provided you have held your policy for at least 10 years.

Not covered

  • Death from natural causes within 12 months
  • Not following or seeking medical advice when reasonably expected to do so.
  • Participation in hazardous sports and pastimes
  • Flying, other than as a fare-paying passenger.
  • Taking drugs (other than at prescribed levels), alcohol or poisonous substances, including the inhalation of gases or fumes


Want to know more




Last updated: 19 May 2007