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Product profile
Description
Pays out a guaranteed lump sum when you die.
For
Aged 50 to 79
Benefits
- You choose the amount
- Level benefit basis
- Life cover
- Guaranteed to be accepted without a medical
- No medical or health questions
- Guaranteed premium
- Non-smoker discount
- Premiums returned if die naturally within 12 months
- Accidental death cover
- Double benefit of accidental death on holiday abroad
- No premiums payable after 90th birthday
- No premiums payable if admitted to a Nursing Home for long-term care on a doctor’s advice, provided you have held your policy for at least 10 years.
Not covered
- Death from natural causes within 12 months
- Not following or seeking medical advice when reasonably expected to do so.
- Participation in hazardous sports and pastimes
- Flying, other than as a fare-paying passenger.
- Taking drugs (other than at prescribed levels), alcohol or poisonous substances, including the inhalation of gases or fumes
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