LV= : 50 Plus

Product profile

Description

Up to £25,000 life cover to help with things like funeral expenses and unpaid bills when you are no longer around.

Age

50 to 80.

Period of cover

• Minimum one year

• Cover ends at death

Benefits

• Amount of cover depends on age and sex

• Death

• Level benefit basis

• Guaranteed acceptability

• Premium fixed for period of policy

• Accidental death cover only for first 12 months 

• No medical or health questions.

• Premiums returned if die naturally within 12 months

• Cover continues for free when you become 90

Options

• Spouse or partner can also apply

• Get an extra 10% with Funeral Benefit Option

Note

• Your cover amount is fixed when your plan starts and does not change. It won't keep up with inflation and will buy less in the future

• Premiums paid might be more than the cash sum paid when you die

• Payment normally goes to your estate, so inheritance tax could apply