Foresters Friendly Society : 50+ Life Cover

Product profile

Description

• Pays a guaranteed tax-free cash sum to your loved ones after you die

• Can help with funeral expenses, towards paying any outstanding debts you leave behind, or to leave a small legacy in your Will

• Automatic Foresters Membership brings you access to a unique range of added benefits - at no extra cost!

For

Aged 50 to 80

Benefits

• You choose the monthly amount
• Life cover
• Guaranteed acceptance
• No medical and no health questions
• The addition of with profits bonuses to the basic sum assured
• A return of the premiums paid if you die from a non accidental cause in the first two years
• Premiums do not increase

Not covered

• Non accidental death in first 2 years
• Engaging in any form of racing (including time trials)
• Participation in any form of aviation other than as a passenger on a regular fare paying airline

Warnings

• There is no guarantee that the amount received would cover the costs of a funeral
• Depending on how long you live, the total premiums paid may be greater than the amount payable on death
• Your circumstances may force you to stop paying premiums for example, after you retire you may not be able to afford the premiums. If this happens the life cover will end or be greatly reduced and you may not get back as much as you have paid in
• The amount payable on death will form part of your estate unless written in trust.
• Inheritance Tax might be payable.