Aviva : Guaranteed Lifelong Protection Plan

Product profile

Description

If you want to leave a sum of money for your loved ones when you die, this can be used to help pay outstanding debts or funeral expenses, or to leave to your children or grandchildren.

For

Aged 50 to 79

Period of cover 

• cover ends at death

Benefits

• You choose the amount

• Level benefit basis

• Life cover

• Guaranteed acceptance

• No medical or health questions

• Monthly payments never increase

• Accidental death cover in first 12 months

• Premiums returned if you die of natural causes in first 12 months

• You can put your plan in trust to guard against inheritance tax

Warnings

• You could pay out more in premiums than is paid out at the end

• Not inflation linked

• No cash in value

Not covered

• Natural causes during the first 12 months