Product profile
Description
A way to leave a cash sum for your loved ones when you die
Age
50 to 75
Period of cover
Cover ends at death
Benefits
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Never pay out more than you get
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You choose the amount
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Level benefit basis
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Life cover
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Guaranteed acceptance
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No medical
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Monthly payments never increase
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One month's free cover
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Accidental death cover in first 2 years
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Double benefit for accidental death after 2 years
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If die of natural causes in first 2 years, will pay one and a half times the premiums paid
Warnings
- Not inflation linked
- No cash in value
- The cash sum could be subject to inheritance tax
Not covered
- Natural causes during the first two years
Options
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