Ageas Protect: Low Start

Product profile

Description

• Pays out a guaranteed cash sum if you die or suffer from a terminal illness.

How it works

• Covers at a lower initial cost - allowing you to secure a level of protection that may have previously seemed unaffordable

• Premiums then go up gradually each year at a rate that’s guaranteed at outset

• Although the cost over the whole term will be higher than for a traditional plan, the premium for each year of the term is fixed and you can opt out of the increase or switch to level premiums at any time by reducing the sum assured.

Age

• 18 to 70

Maximum amount payable

• No upper limit

Period of cover

• Minimum three years

• Maximum none

Benefits

• You choose the amount

• Death

• Terminal illness

• Guaranteed increase options on certain lifestage events

• Best Doctors service

Options

• Premium protection

• Level or increasing or decreasing benefit

• Income protection