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Get a Quote from Healthtrust : For the only private medical insurance cover with a tax free personal deposit account

Health cover from just £20 with cash if you claim and cash if you don’t

Do you resent the idea of paying premiums for health insurance and getting nothing back?

Do you want choice and control over your health insurance cover for the rest of your life?

Healthtrust Ltd specialises in finding comprehensive private medical insurance cover that people on an average income can comfortably afford. With the benefit of over 25 years experience in the private medical insurance industry they have saved both corporate and self-employed clients both time and money by using their in-depth knowledge and experience to their clients advantage. They are always aware of the latest, most innovative and best value for money private medical cover which has come on to the market.

Healthtrust know that it is not always the well known names in private medical insurance that offer the best value for money cover and can offer it's clients good private medical insurance cover at more competitive premiums from a few well established but not well known medical insurance companies.

Healthtrust - old couple looking out to sea

Why choose Healthtrust?

Healthtrust can advise you on how to obtain comprehensive private medical cover which guarantees that the premiums will not increase for the lifetime of the cover.
Healthtrust can advise you on private medical insurance that pays loyalty bonuses to customers every year, after the first five year’s cover.
Healthtrust can advise you on cover including useful benefits such as optical and dental, to allow you to make the most of your policies-even if you never need to see a specialist or go to hospital.
They can provide you with full details of comprehensive and affordable medical insurance cover free of charge. They can do this because their fees are already included in the standard premiums
Healthtrust Ltd is authorised and regulated by the Financial services authority

For the latest and best possible independent advice on private medical benefits call 0800 083 4116, send an email or get a quote online.

Health insurance products

Health cash plans - healthcare deposit account from National Deposit

With other healthcare policies you lose all your payments whether you claim or not. But with the Healthcare Deposit Account from National Deposit half of each monthly premium goes into your own personal deposit account – and the money in your account is always yours.

Some of the other key benefits you can expect from the scheme include:

Your choice of monthly premium, from as little as £20 a month.
Fixed monthly premiums for life – you'll just pay more towards a claim from your personal deposit account as you get older.
Comprehensive medical cover including private consultations, surgery, recognised alternative therapies, cancer and heart
treatment.
Dental and optical cover.
An unrestricted choice of private hospitals and treatment locations, as well as the option to use the NHS.

How it works

Unlike other healthcare policies, where your premium is lost whether you claim or not, the Healthcare Deposit Account puts half of each monthly payment into your own personal deposit account. If you need to make a claim, your personal deposit account will pay a percentage of the cost, depending on your age and who is covered under your policy. National Deposit will always pay the majority share. At the same time, if you stay reasonably healthy and rarely need to claim, the money stays in your personal deposit account.

Why take out a Healthcare Deposit Account?

Your monthly premiums are fixed for life, so they’ll never go up because you’ve made a claim or reached a certain age
Cover is comprehensive and includes access to any registered private hospital, every NHS private patient unit and all recognised UK consultants and specialists
Your personal deposit account is what makes this healthcare cover special. It allows you to build up your cover at your own pace. When you need to make a claim, a set percentage will be paid from your personal deposit account and National Deposit will always pay the majority share.
You can boost your personal deposit account balance at any time – and the more you pay in, the more you can claim.
You can also make cash withdrawals from your deposit account if you wish. The money in your personal deposit account is yours, so if you don’t need to claim, you’re free to use it for something else
As an option for the first five years, while you’re building your balance, you can topup your medical cover by paying an extra £5 a month. This will give you access to an extra £20,000 of medical benefit
After five years you will qualify for loyalty rewards based on the size of your account balance. This means that even more of your monthly premium will go into your personal deposit account.

What you need know

To apply you must be a UK citizen aged 16-68
Your monthly premium will depend on the type of account you choose, your age when you join and the level of healthcare cover you want
As your age increases, you’ll have peace of mind that your monthly premium will stay the same - you’ll just pay a greater share of each claim
For each claim you make you’ll pay a share of the cost from your personal deposit account. Your own share is a set percentage that’s based on your age and account type
The amount you can claim depends on your personal deposit account balance and the level of cover you have chosen
Withdrawing money from your personal deposit account will lower your balance and may reduce the amount you can claim

Healthtrust - father and child playing in the park

About National Deposit

National Deposit was formed in 1868, to help people save for healthcare. Long before the National Health Service (NHS) was born, National Deposit and other Friendly Societies were the main providers of healthcare. In fact, National Deposit was asked by the government to help it run state healthcare from 1912 and to help set up the National Health Service in 1948.

They are a Friendly Society and a mutual which means that they do not have any shareholders. Their have over 130 years’ experience in caring and providing benefits for their members and pride themselves on the high standard of service that they offer.

Everyone who opens a Healthcare Deposit Account becomes a member of National Deposit.

For the latest and best possible independent advice on private medical benefits call 0800 083 4116, send an email or get a quote online.

Get a quote

Get an online quote from Healthtrust for one of the above health insurance plans.

Contact details

Healthtrust Ltd

PO Box 273

Romsey

Hampshire

SO51 9WZ

Tel: 0800 083 4116

Email: info@healthinsuranceadvice.co.uk

Website: www.betterhealthcover.co.uk

Disclaimer

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National Deposit policy terms and conditions - [104 KB] Details of National Deposit private medical insurance policy PDF - 93 KB