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Dental insurance : Dencover

Dencover is designed to help you budget for you and your family’s complete dental care, without worrying about large bills.

With NHS charges increasing and more dentists opting out of the NHS, the cost of looking after your teeth is rising.

Dencover 3-in-1 dental insurance provides wide-ranging cover and generous contributions towards (1) regular examinations and hygienist visits (2) routine dental treatment and (3) includes significant benefits in the event of accidental injury or dental emergency here or abroad for only £15.99 a month.

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Many cheaper dental insurance plans do not cover you so comprehensively or help you manage the increased cost of private dental treatment or allow you to choose better quality materials.

Affordable dental insurance

Why Dencover?

Dencover takes care of routine treatment as well as the unexpected.
You can choose a family policy which includes up to 4 children
You can visit any dentist
It covers adults up to age 65 (or 80 if you join before 65)
It covers children in education up to age 22
No quote required

The benefits

		Dencover Benefits	Claim up to (per claim)	Claims per policy year
1	Check-ups Two check-ups annually worth up to £102	Examination Scale/polish X-ray	£22.50 £22.50 £6.00	2 2 2
2	Treatment Contribution to treatment worth up to £979 a year	Filling Crown Bridge/Denture Mouth guard Root Canal Simple extraction Surgical extraction	£58.00 £175.00 £220.00 £25.00 £105.00 £30.00 £45.00	3 2 1 1 every 3 years 1 2 1
3	Emergencies Up to £7000 worth of cover	Emergency dental treatment (worldwide cover) Emergency (UK cover) Dental accident cover Oral cancer	£500 £500 £500 £5000	1 1 2 1

• Only emergencies (section 3) and examinations (in section 1) are covered in the first 90 days of your policy.
• Loss or damage to dentures, unless damaged whilst worn, is not covered, neither is repair or replacement of existing dentures within 12 months of the start of your policy.
• Treatment (section 2) - Dencover will contribute 75% of the cost of your treatment, up to the amounts shown.
• The policy wording contains full details of all benefits, terms and conditions and exclusions.
For a copy of the full policy visit www.dencover.com or call 0870 7200745
• If you choose NHS treatment, Dencover will cover the full cost of your dental work which will form part of the maximum number of claims applicable to each procedure listed above.

They've got everyone covered!

From single adults to families with up to four children, they have a range of products to suit everyone up to the age of 65. What’s even better is if you’re a Dencover policy holder before the age of 65, they’ll cover you up to the age of 80!

Product type	Monthly premium
Single adult	£15.99
Adult couple	£29.99
Single parent with up to 4 children	£28.99
Two parents with up to 4 children	£44.99

* Children are covered up to 22 years of age - see policy document for details.

New 3 in 1package - covers private or NHS treatment

Dencover offers you a great new ‘3 in 1’ package for all your dental needs. They actively encourage you to visit your dentist twice a year and will help cover the cost of your treatments. They'll even be there for those unexpected emergencies. Dencover allows you to choose NHS or Private treatment.

Your cover includes

Two annual checkups worth up to £102
Contribution to treatment worth up to £979 a year
£7,000 worth of emergency cover

What is covered?

The Dencover Plan allows you to claim 100% (up to the maximum shown) of the cost of two dental check-ups and two hygienist visits per year and up to 75% (up to the maximum shown) of your bill for all other treatments as set out in the summary of benefits.

Dencover Benefits

For Dencover policy details you can download the Dencover policy.

Dencover allows you to choose private or NHS treatment with your own dentist. If you choose NHS, Dencover will cover 100% of the cost of your dental work which will form part of the maximumum treatment allowance per policy year

Bands	New NHS Charges (1/4/07)	Total Costs
1	Examination, diagnosis, and preventive advice	£15.90
2	Examination, diagnosis, and preventive advice and one or more fillings	£43.60
3	Examination, diagnosis, and preventive advice, one or more fillings and one or more crowns	£194

Applying for Dencover Insurance

If you want you and your family to enjoy all the benefits of Dencover today apply on-line or give them a call. No quotation is required as Dencover Dental Insurance is fixed cost.

You should receive your application acceptance documentation within 3 days and you then have 14 days in which to review your policy and cancel if you are not fully satisfied with our product.

You will need your bank account number and sort code or a credit card

Contact details

Dencover UK Ltd
30 City Road
London
EC1Y 2AB

Sales: 0845 123 1077

Claims / Customer Services : 0870 720 0745

Information for dentists: 0845 123 1078

Fax: 020 7330 0136

Email: care@dencover.com

Website: www.dencover.co.uk

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