Tesco dental insurance: Premium Cover

Product profile

Description

Premium Cover provides a generous reimbursement for private treatment, and NHS costs are also covered (you can choose private treatment to supplement or replace NHS cover), plus worldwide dental injury and emergency benefits.

What the company says about the product

"To help take the pain out of nasty dental bills Tesco have teamed up with AXA PPP healthcare to bring you quality dental cover at affordable Tesco prices. Everything has been kept straightforward too, so it's easy to apply and you'll know exactly what you're getting.

Premium Cover is appropriate if you attend a private dentist or your NHS dentist provides treatment not ordinarily available on the NHS, e.g. white fillings, then or if your existing dentist changes from NHS to private.

Premium Cover prices are fixed regardless of your age or the condition of your teeth. If there is a chance your NHS dentist may only offer private dentistry one day - this plan moves with you"

To register for Premium Cover call 0800 678 1793 today. Typetalk 18001 0800 678 1793

For

• Individuals, couples, families and single parent families who attends an NHS or private dentist

Benefits 

• Regular check ups

• Hygiene treatments

• Dental X-rays

• Dental  treatment

• Fillings

• Bridges

• Crowns     

• Dental accident

• Emergency dental treatment

• Emergency call out fee

• Mouth cancer cover

Basis of cover

• Maintenance, (e.g. check-ups, x-rays, hygienist). 100% reimbursement to maximum annual value of £200 NHS or private
• General private dental treatment (e.g. fillings, crowns, bridges) - 80% reimbursement to annual value of £2,000, NHS or private
• Dental emergency (UK and worldwide) up to £400 per year (£200 per incident), NHS or private
• Dental injury (UK and worldwide) up to £10,000 per year (£2,500 per incident), NHS or private
• NHS cash benefit per night you stay in hospital as an NHS patient for your teeth - £60 per night
• Treatment of mouth cancer up to £12,000 for one course of treatment, including smokers
• For joint policies the annual limits are per person

Not covered

• Pre-planned treatment at the time of joining
• Cancer treatment within the first three months of joining
• Costs incurred as a result of receiving specialist dental treatment, or any treatment provided by a recognised dental specialist, unless treatment is as a result of dental accident
• Implants, cosmetic treatment, tooth whitening, orthodontics or any treatment not deemed to be clinically necessary, unless as part of a course of NHS dental treatment
• Sporting injuries where a mouthguard or other recommended protection is not worn, unless treated on the NHS.