Cigna Healthcare: Oral Healthguard

Product profile

Description

• For private or NHS dental treatment including dental accidents and dental emergencies and oral cancer

• Co-insurance basis on major and minor treatment

• Oral Healthguard does not cover preventative and minor and major treatment nor NHS treatment

For

Businesses insuring 3 or more individuals aged 18 plus

Benefits 

• Can use any dentist

• Dental emergencies

• Accidental damage

• Oral cancer

• Hospital cash for oral surgery

Basis of cover

• 100% with limits

Not covered

• Treatment outside UK

• Cosmetic treatment

• Orthodontic treatment

• Experimental treatment

• Dental implants

• Replacing lost or stolen dentures

• Mouth guards

• Pre-existing oral cancer

• Preventative treatment
  
• Minor treatment
  
• Major treatment
  
• Routine examinations – 2 per year
  
• Scale and polishes – 2 per year
  
• X-rays – 4 per year
  
• Treatment for gum disease – 6 per year NHS treatment
  

Last updated: 13 April 2012