Cigna Healthcare: Oral Health

Product profile

Description

• For private or NHS dental treatment including dental accidents and dental emergencies and oral cancer

• Co-insurance basis on major and minor treatment

• Oral Health offers the lowest level of benefit where preventative and minor and major treatment are included

For

Businesses insuring 3 or more individuals aged 18 plus

Benefits 

• Can use any dentist

• Dental emergencies

• Accidental damage

• Oral cancer

• Hospital cash for oral surgery

• Preventative treatment

• Minor treatment

• Major treatment

• Routine examinations – 2 per year

• Scale and polishes – 2 per year

• X-rays – 4 per year

• Treatment for gum disease – 4 per year

Basis of cover

• 100% preventative treatment NHS

• 100% preventative treatment private
• 100% minor and major treatment NHS
• 80% minor and major treatment private

Not covered

• Treatment outside UK

• Cosmetic treatment

• Orthodontic treatment

• Experimental treatment

• Dental implants

• Replacing lost or stolen dentures

• Mouth guards

• Pre-existing oral cancer

Last updated: 1 April 2010