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Credit card payment protection insurance

The credit card companies own cover tends to be expensive


  • Cover offered independently can be much cheaper


  • Often just called Payment Protection


  • Like mortgage protection but to cover credit card bills


  • Some cover just the minimum monthly repayment


  • On some you choose the amount to cover


  • Some will cover a portion of the outstanding balance


  • You choose what to cover, as premium is based on each £100 of the outstanding


  • They sometimes last for 12 months, but can be limited to 6 months

Types of income protection plan