William Russell : Global Income

Product profile

Description 

Pays a regular income should long-term illness or injury prevent you working

For

• UK citizens who are temporary or permanent expatriates

• Aged 18 to 55

• Employees and  self employed

Maximum amount payable

• 75% of your gross earnings

• £90000//US$144000//Euro 144000

• Income includes commission and bonus payments

Basis of cover

• Normal occupation for 24 months

• Any occupation after 24 months

• Pays till 65 or earlier death

• Reviewable

• Escalating annual benefit

Benefits

• You choose the amount

• Rehabilitation

• Partial return to work for up to 6 months

Options

• Deferred period; 3 months/6 months

• Choice  of currency

Excluded countries and regions

Will not cover you if you travel to any of the following countries or areas that the British Foreign Office has advised its citizens to leave:-

Afghanistan, Algeria, Angola (Lunda Norte), Burundi, Chechnya, Colombia, Democratic Republic of Congo, Republic of Congo, East Timor, Iran, Iraq, Jammu, Kashmir, Liberia, Pakistan, Palestinian Territories, Sierra Leone, Somalia, Sudan, Yemen

Not covered

• Pre-existing medical conditions a

• War, war-like activities and terrorist activities if you remain in or travel to an excluded country or region, or a country or region which the British Foreign Office has specifically advised British citizens to leave.

• Hazardous activities

• Normal pregnancy.

Last updated: 15 July 2008