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Product profile
Description
Pays a monthly benefit should illness or injury mean you can no longer work
For
Maximum amount payable
50% of pre-tax earnings
£200,000 a year
Basis of cover
Benefits
You choose the amount
No need to advise change of occupation
Index linked benefits
Waiver of premium while benefits being paid
Lower benefit if return to part-time or less well paid work
Can increase on marriage, childbirth, increase of salary or mortgage
Rehabilitation service
World-wide cover
Options
Deferred period; 4/8/13/26/52 weeks
Retirement age between 50 and 65
Set period of 2 or 3 or 5 years
Guaranteed or reviewable basis
Disability Plus of 20% increase after 2 years benefit
Career Break
Last updated: 24 Aug 07
