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Universal Provident : Mortgage Care

Description 

Pays monthly mortgage and related payments for up to 12 months , should illness or injury prevent you working, or you become unemployed for no fault of your own
 

For

  • Aged 18 to 64
  • In paid employment for at least 16 hours a week
  • UK resident 
     

Maximum amount payable

  • 25% above mortage and related insurance payments
  • 75% of your gross monthly earned income
  • Monthly maximum £1800
 

Basis of cover

  • Normal occupation
  • Pays after 30 days
  • Renewable up to 65 or early retirement or end of mortgage
  • Maximum payout 12 months
  • Reviewable premium at renewal
 

Not covered

  • Back problems
  • Mental or nervous disorders
 

Benefits

You choose the amount.
 

Options

  • Mortgage Care Plus  adds a Living Care Benefit with no 12 months limit
  • Monthly, Three year or Five Year basis
 
Last updated: 24 Aug 07