Universal Provident : IncomeCare

Product profile

Description 

Pays a monthly income  for up to 12 months, should illness or injury prevent you working

For

• Aged 18 to 54

• In paid employment for at least 25 hours a week

• UK resident 
   

Maximum amount payable

• 60% of your gross monthly earned income

• Monthly limit  £1800

Basis of cover

• Normal occupation

• Renewable up to 65 or early retirement

• Maximum payout 12 months

• Reviewable premium at annual renewal

Not covered

• Back problems

• Mental or nervous disorders
  

Benefits

• You choose the amount.

Options

• Deferred period; 30 or 90 days

• Income Care Plus  adds a Living Care Benefit with no 12 months limit

Last updated: 10 August 2011