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Universal Provident : Income Care

 

Product profile

 

Description 

Pays a monthly income  for up to 12 months , should illness or injury prevent you working
 

For

  • Aged 18 to 54
  • In paid employment for at least 25 hours a week
  • UK resident 
     

Maximum amount payable

  • 60% of your gross monthly earned income
  • Monthly limit  £1800
 

Basis of cover

  • Normal occupation
  • Renewable up to 65 or early retirement
  • Maximum payout 12 months
  • Reviewable premium at annual renewal
 

Not covered

  • Back problems
  • Mental or nervous disorders

Benefits

  • You choose the amount.
 

Options

  • Deferred period; 30 or 90 days
  • Income Care Plus  adds a Living Care Benefit with no 12 months limit
 
Last updated: 24 Aug 2007