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Paymentcare : Mortgage Payment Protector

 

Product profile

 

Description 

Short term mortgage  repayment protection ,should illness or injury prevent you working, or you become unemployed
 

For

  • Aged 18 to 64 males
  • Aged 18 to 59 females
  • Employees and the self employed 
 

Maximum amount payable

  • The monthly mortgage repayment plus an extra 100 % for other monthly commitments
  • £2500 a month
  • 75% of normal monthly income  
 

Basis of cover

  • Normal occupation
  • Benefit paid monthly for up to 12 months
  • Back to Day One cover after 30 days
  • Reviewable annually

Benefits

  • You choose the amount.
  • No age, gender,smoking or occupation loadings
  • Carer benefit
  • Hospitalisation benefit
  • Jobcare back to work advice service
 

Options

  • ASU accident and sickness/involuntary unemployment and 4 months free cover
  • ASU accident and sickness and 4 months free cover
  • ASU accident and sickness/involuntary unemployment 
  • ASU accident and sickness
 
Last updated: 10 October 2006