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Paymentcare : Loan Payment Protector

 

Company:

Paymentcare

Product category:

Individual Income Protection  Insurance

Sub-category:

Loan Payment Protection

 

 

 


 

 

 

Product profile

 

 

 

Description 

 

Short term loan repayment protection ,should illness or injury prevent you working, or you become unemployed

 

 

For

  • Aged 18 to 64 males

  • Aged 18 to 59 females

  • Employees and the self employed 

 

Maximum amount payable

  • The monthly loan repayment plus an extra 100 % for other monthly commitments

  • £2500 a month

  • 75% of normal monthly income

 

Basis of cover

 

  • Normal occupation

  • Benefit paid monthly for up to 12 months

  • Back to Day One cover after 30 days

  • Reviewable annually


Benefits

  • You choose the amount.

  • No age, gender,smoking or occupation loadings

  • Carer benefit

  • Hospitalisation benefit

  • Jobcare back to work advice service

 

Options

  • LASU for loans up to £60000-life , terminal illness, accident and sickness , involuntary redundancy  

  • LASU for loans up to £30000-life , terminal illness, accident and sickness , involuntary redundancy  

  • LAS for loans up to £60000-life , terminal illness, accident and  sickness

  • LAS for loans up to £30000-life , terminal illness, accident and sickness

  • ASU for loans up to £60000-accident and sickness , involuntary redundancy

  • ASU for loans up to £30000-accident and sickness , involuntary redundancy

 

Last updated: 10 October 2006

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