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Norwich Union : Income Protection Solutions

 

Company:

Norwich Union Healthcare

Product category:

Individual Income Protection  Insurance

Sub-category:

Income Protection

 


 

Product profile

 

Description 

  • Can help you and your family maintain your standard of living by providing a monthly income, should illness or accidental injury prevent you from working

  

For

  • Aged 18 to  64
  • Employees, self employed,part-time workers and housepersons

   

Maximum amount payable

  • 60% of first £25,000 gross earnings

  • 50% of gross earnings above £25,000

  • £180,000

 

Basis of cover

  • Normal occupation

  • Limited cover for non-workers

 

Benefits

  • You choose the amount

  • Rehabilitation service
  • Disability counsellors

  • Guaranteed insurability

  • No standard exclusions

  • Lump sum benefit on death during the first twelve months of a claim

  • Personal health manager

  • 24 hour GP helpline and stress helpline

 

Options

  • Deferred period: 4/8/13/26/52/56/104/112 weeks

  • Retirement age: 50 to 70

  • Guaranteed or reviewable rates

  • Level or Index Linked (Retail Price Index) benefit basis

  • Limited Benefit Payment term paying benefit for a maximum of five years

 

Want to know more?

Contact your financial advisor

 

Get a quote

Contact your financial advisor

 

 
Last updated: 30 July 2008