Foresters : Lifestyle Protection Plan-Income Protection

Product profile

Description 

To alleviate the financial consequences of long-term incapacity due to illness or injury.

For

• 18 to 59

• Employees, self employed,housepersons

Maximum amount payable

• Two-thirds of average gross monthly earnings

• Houseperson £1000 a month

Period of cover

• Minimum 5 years

• Maximum 46 years

Basis of cover

• Any occupation

• Limited cover for housepersons

• Reviewable every five years

• Index linked

Benefits

• You choose the amount

• Must advise change of occupation or residence

• Waiver of premium

• Guaranteed increase option

Not covered

• Flying on a non-commercial basis

• Hazardous sports and pastimes

Options

• Deferred period; 3, 6 or 12 months

Last updated: 22 February 2010