Exeter Family Friendly : Income One

Product profile

Description 

• A long term income protection plan

• Pays a replacement income benefit if you are unable to work as a result of illness or injury

Age

• 16 to 59

• Must be at least five years before retirement date

For

Low risk clerical and office based and professional occupations.

Maximum amount payable

• 65% of income

• £100,000 per year

Basis of cover

• Own occupation cover

• You select benefit amount

Period of cover

• Minimum 5 years

• Cover ends at retirement age up to 68

Not covered

• Unemployment

• Pregnancy/childbirth

• Cosmetic surgery/sterilisation

Options

• Deferred period: 1/4/8/13/26/52 weeks

• Day one option

• Retirement age between 50 and 68

• Financial underwriting

• Indexation 

 
Last updated: 25 October 2011