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Combined Insurance: Sickness Hospital Income plan


Product profile

 

Description 

Pays a monthly benefit if you are admitted to hospital as an in-patient due to sickness.  For convalescence following overnight in-patient hospitalisation.  If hospitalisation is due to Cancer, Coronary Artery Bypass Surgery, Heart Attack, Kidney Failure or Stroke then double benefit is payable
 
Can use cash to
  • Supplement your lost earnings
  • Supplement the earnings of your spouse/partner if they take time off work
  • Pay for someone to look after your children
  • Help towards medical expenses
  • Pay for any extra travel costs
  • Help you take a holiday to recuperate
 
1  in 4 males and 1 in 5 females suffer a serious illness before retirement.  During your working years, you are 15 times more likely to suffer a long term illness or disability than you are to die.
 

Age

18 plus
 

Benefits

Monthly benefits24/7 cover.
 
  • Benefits paid from the 1st night in hospital
  • Hospital in-patient benefits for sickness
  • Additional hospital in-patient benefits due to a covered critical illness  Convalescence benefit for sickness
  • Additional convalescence benefit due to a covered critical illness
  • All benefits paid in addition to those provided by any other sickness policy and State benefits
  • Best Doctors medical referral service included
  • No medical examination is required
  • Special rates for children
 

Options

  • You choose benefit levels based on your income

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Last updated: 2 Nov 07