Product profile
Description
Provides a tax-free income every month if you can't work due to illness or injury
For
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Aged 18 to 59
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Employees, self employed,part-time workers, and housepersons
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All at least 5 years away from retirement
Maximum amount payable
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50% of earnings
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£175000 a year
Basis of cover
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Normal occupation
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Minimum cover period 5 years
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Reduced benefit for return to part time or less well- paid work
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Limited cover for those not in full time work
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Reviewable premium
Benefits
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You choose the amount
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No need to advise change of occupation
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Rehabilitation service
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Waiver of premium while benefits being paid
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Guaranteed option to amend cover on specified special occasions
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CareerBreak
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Cover whilst not in occupation
- 24/7 legal helpline and free legal advice
Options
Last updated: 15 July 2008
