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Capital Healthcare : Sovereign Income Assistance Plan

 

Product profile

 

Description 

This policy will pay you an income of between £250 and £2,500 per month if you are unable to work due Accident,Sickness,Hospitalisation or Unemployment.  The income is paid until you return to work.
 

For

  • Aged 16 to 59
  • Employees, self employed,homeworkers
 

Maximum amount payable

  • 60% of gross income
  • Maximum monthly income benefit £2,500
  • For 12 months or 24 months
     

Benefits

  • No medical questions
  • Normal occupation
  • Limited cover for non-workers
  • Accident and sickness benefit
  • Hospitalisation benefit
  • Serious injury benefit
  • Accidental death benefit
  • You choose the amount
  • Premiums returned if no claims in 12 years
  • 24 -7 personal helpline
  • Up to 4 children covered against accidents free when you include your partner on the policy
 

Not covered

  • If away from EU for more than 90 days
  • Failure to seek or follow medical advice
 

Options

  • To include or exclude business failure/unemployment
  • Accident cover for children
  • Deferred period 14 days/30 days/13 weeks/26 weeks
  • Benefit period 12 months or 24 months
  • Indexation
 

Want to know more?


Last updated: 14 January 2008